Road cycling cover sits under all our policies as standard, which includes emergency medical cover after an accident, repatriation, plus personal liability cover whilst cycling too.
Many of you I’m sure have taken part in some form of charity amateur road cycle event, at MPI we applaud your dedication and are pleased to report that this would be covered too as standard, even in the UK, if you hold a UK policy *
For those thrill seekers amongst you who enjoy downhill mountain biking, we have an option to extend the cover to incorporate this activity, plus cover for the bicycle up to £1,000 for loss and damage.
* please note that there is no emergency medical cover in the UK
Do also remember to take your EHIC or GHIC with you on all European trips; it doesn’t replace Travel Insurance, but it should be used together with Insurance and be carried on you at all times. Click here for more information on EHIC and GHIC and how to apply for it for free.
We will ask series of questions pertaining to the last 12 months. You can continue your purchase with the conditions excluded, or, if you would prefer to ask underwriters to cover your condition(s), please ask for a Medical Screening form.
The outcome will be one of:
1) Full cover for your declared condition(s)
2) Cover with an increased excess for your declared condition(s)
3) No cover for your declared condition(s) More Information