Implications that the UK's decision to leave the European Union may have for skiers and the ski industry are a big unknown, says MPI Managing Director, Michael Pettifer.
Speaking recently at two trade events – Ski Launch and Listex – he said no immediate change was likely, other than the fall in the value of the pound.
"This will eventually filter through to increased insurance premiums. But there tends to be a lag effect, and it may be next year before premiums rise," he said.
"The European Health Insurance Card (EHIC) is the big unknown – particularly as it is an EEA matter, rather than an EU one. It remains to be seen how this wil be dealt with.
"Should the EHIC right be lost, we will see a significant rise in rates for those travelling to Europe. However, nothing will happen for at least the next two years."
He also reminded holiday companies of their duty, under the Package Travel Regulations, to 'signpost' suitable travel insurance.
"We do not expect any change in this rule when the new regulations become law in 2017.
"But the industry needs to start planning for this over the next six months as more travel companies that are currently exempt may have to comply from next year."
If the Scots vote for independence from the UK this Thursday it is a possibility they will no longer be able to continue using the European Health Insurance Card (EHIC), as it's a European Union benefit, paying for some medical treatment in public hospitals overseas.