Hospital Benefit

If a customer is admitted to hospital for one or more nights and provided the policy contains the hospital benefit section, the customer may claim a daily amount which is paid as a benefit.

The purpose of this section is to provide the customer with a cash amount for non medical costs such as:

  • Transport costs for a relative or friend to visit the customer in hospital.
  • Telephone calls, fax or e-mail charges.
  • Newspapers, magazines and the like.

Customers claim these costs back using a claim form.

Since the provision under this policy is that the sum insured shall be paid as a benefit the customer does not have to provide receipts, he simply gets the lump sum payment.

The advantage to you as the Tour Operator's representative in resort is where a close relative or travel companion asks the tour operator to pay for a taxi for them to visit their friend/relative you can refer to this section.


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Michael Pettifier Insurance Brokers Ltd. trading as MPI Brokers, Mind The Gap Year, MPI Don’t Stop Me Now and Douglas Cox Tyrie is authorised and regulated by the Financial Conduct Authority FCA number 308481